To withdraw some or all of your superannuation, you will need to satisfy a condition of release.
To satisfy a condition of release, you will need to have either:
- reached your preservation age and retired
- left a job since reaching age 60 or;
- reached age 65 (even if you haven't retired)
Generally you will need to have reached your preservation age before satisfying a condition of release. There are a limited exceptions, including:
- permanent incapacity
- temporary incapacity
- severe financial hardship
- compassionate grounds
- terminal medical condition
- First home super saver scheme (FHSSS)
- Departing Australia Superannuation Payment (DASP)
If you believe that any of the above apply to you, please see our section on early release of super.